I'd like to make an offer on your home.

Hello Future Homeowner,

My name is Scott Sossamon. If you would like to buy a home, but can't qualify for a conventional mortgage, you've come to the right place.

I am a real estate investor and I buy and sell homes... I am not a real estate agent. By using my special financing, you can buy a home from us.

It does NOT matter if you have bad credit, bankruptcy, late payments, judgments, liens, tax problems or charge offs, you can still buy one of our homes. It doesn't even matter if you have verifiable income. We believe that *everyone* has a right to own their own home.

We are constantly getting new homes in nearly every area.

Beautiful Homes Available
These are nice homes in nice areas with great neighborhoods and excellent schools. Many of our homes are less than 5 years old and in near perfect condition. Only a few of them are fixer upper bargains.
Many of these homes have beautiful new kitchens and master bathrooms, big master bedroom suites, and big fenced in yards for the kids and your pets. Most of them have big 2 car garages and plenty of storage.
On this web page, I'm going to show you the simple steps you can take to buy a home. These aren't difficult steps... they don't take a lot of your time and, in fact, they can be pretty exciting... especially when you start looking for your new home.
We make it very easy to own your own home... to have a place that you can claim as your own and be a proud homeowner. Nearly every one of our past buyers had been turned down again and again and again by banks and mortgage brokers... even banks that advertised "bad credit okay." They never thought they'd EVER be able to actually buy a home for themselves and their family until they got into our program.
This web page will give you all the details you need to get into your new home in as little as 7 to 10 days.
There is absolutely no charge for this service, we make our money on the sale of the property. There is also no obligation. If you like what you see, great, let us know and we'll get you started and get you the list of properties we have available... if, on the other hand, you decide it's not for you, that's no problem... there's no hard feelings. It's really pretty simple and straight forward.
Well Let's Get Started.
First of all... let me tell you where we buy the properties we offer for sale.
We get lots of calls, every day, from people who have homes they want to sell. If we think these homes will fit the needs of buyers like you, we will purchase these properties and then offer them to our "Registered Buyers."
We buy from sellers who, maybe can't get their houses sold or maybe they just want to sell quickly... there are as many reasons as there are sellers. It doesn't matter to us as long as the deal we make solves the Seller's problem, is profitable for us and is right for one of our "Registered Buyers."
We aren't in the business of taking advantage of distressed Buyers or Sellers. We believe that we make the most money by helping people... and we sleep better at night because of it.
By the way, if you are interested in selling a home, please click here. We will make you an offer on your home within 24 business hours... then you can take your time and decide if that offer is right for you.
So... since we are able to do this, we end up with a lot of properties and we are constantly looking for good people to sell them to. Fortunately for us, because of this web site, we have a ton of people who want to buy our houses. In a minute I'm going to explain how we will structure the home purchase deal with you, but first I want to tell you the second way we can help you find a home.
If what we are offering does not fill your needs or if you feel there is just too much competition between our buyers for the homes we do have, (since we have so many people in our program). If you feel you would like to buy a house that we do not have for sale, we can still help. Here is what you do...
Once you are registered with us, you can also look at every home listed "For Sale By Owner" or "For Rent" that is in the paper or has a sign in the front yard. If you look at these properties and find 3 to 5 that you like, we can usually get on the phone and put together a deal with the seller of at least one of them that will make sense for you. Just let us know which properties you like.
We will negotiate with the seller so that we can structure the purchase in a way that will work for your situation. These turn out to be win-win-win situations for the Seller, for us, the middleman Buyer and for you, the end Buyer.
Okay... now you know how you are going to find your new home... either through the list that we send out every week or by tracking down a "For Sale By Owner" or a "For Rent" property. Now I'm going to move on to...

How We Structure The Deals
You Will Be Buying From Us
Here is how we do it. We sell you the property "Rent To Buy."
That means that you are buying the property from us. We lease the property to you for a specific period of time, usually 1-2 years depending on your situation, and during that time you have the option to buy it from us at a price that we both agree upon when you first move in.
You will also pay a "Lease Option Fee" when you move in and buy the house from us. This money will apply to the purchase price of the home and will reduce (usually eliminate) your down payment when you eventually take out a 30 year mortgage with a bank. The minimum "Lease Option Fee" that we accept is $2000 plus the first monthly lease payment. So if the monthly lease amount is $1050 and the "Lease Option Fee" is $2000, you will need $3050 to close the deal and move into the house. Make sense?
Each property is different and has a different "Lease Option Fee" amount. When you register online, just tell us how much you have for the "Lease Option Fee" and we will try to only send you houses that fit those specifications.
For example, if you have $5000 for the "Lease Option Fee," don't ask for the list of $10,000 "Lease Option Fee" properties... it will just disappoint and frustrate you. We encourage you to be realistic about what you can afford, so your payments don't stress you out.
It is our goal to help you eventually qualify for a mortgage and refinance the house, pay us off and put you on the deed. Remember, you do NOT have to qualify for a mortgage now.
We work with a very good, very reputable, very understanding mortgage brokerage... they are "good people" and we'd like you to talk to them. Now, don't misunderstand... we don't expect you to be able to qualify for a mortgage right now... after all, that is probably why you tracked me down and are listening to what I have to say.